Our clients are quite diverse, coming from different backgrounds, industries, and lifestyles. However, they all share the same desire to gain control over their financial lives. At Cabourne & Associates, we pride ourselves on the relationships we have with our clients and look forward to building long-term trust with you. Brief descriptions of how we may help you are outlined below.

Closely-held Business: You have worked hard to get where you are. We understand that succession planning is essential to your successful exit from the business and transition to those who will carry it on into the future. Whether the business is family-owned or not, we can develop strategic plans addressing buy/sell agreements, employee benefit and retention programs, and other tax-advantaged strategies to assist you in reaching your goals.

Baby Boomers: Now is the time for you to take action if you haven’t already. You are quickly approaching the crossroads of “Work” and “Retirement.” We understand how overwhelming decisions can be right now: when should I retire? will I be able to live the lifestyle I’ve become accustomed to? what are realistic long-term care needs for me …and for my parents? what should I do with an inheritance? and should I relocate to meet these goals? We will help you develop savings and income distribution plans to enable the lifestyle you choose within a short timeframe.

Wealth Accumulators: You are at the stage of your life where you’re planning for your family’s future, not simply your own. And although you may be highly compensated, money is tight — however, you are determined to get it all done. We understand and will develop a plan that enables you to protect your family’s future, save for your children’s education, and capitalize on your current employee benefits, such as a 401(k), profit sharing plan, and/or group insurance, thereby chipping away at those goals.

Affluent Clients: We understand that having wealth comes with the responsibility of preserving it for future generations. Developing a comprehensive strategic plan utilizing our unique process addresses the long-term purpose of your wealth and devises the means to accumulate and preserve your wealth, transfer it tax-efficiently when the time comes, and make the necessary gifts and donations as you’ve directed.

Families with Special Needs: Having a dependent child or loved one who will most likely outlive you can be a cause of great concern. Developing a plan that addresses your specific needs and theirs could involve establishing a guardianship, implementing a special needs trust, or some other means of funding a lifetime of care. We are here to help now and in the future.